http://www.digital.lib.esn.ac.lk//handle/1234/16114 2026-04-21T12:44:09Z http://www.digital.lib.esn.ac.lk//handle/1234/16149 Analysis of Monetary Policy and Bank Lending Nexus in Nigeria BABARINDE, Gbenga Festus; GIDIGBI, Matthew Oladapo In this study, we examined monetary policy nexus with lending behaviour of deposit money banks in Nigeria between 1987 and 2020 using ARDL method. This study empirically established that monetary policy rate has a negative and significant impact on bank lending in Nigeria in both short and long runs in the covered period. Both the liquidity ratio and inflation rate have significant positive impact in the long-run and negative in the short-run in Nigeria. The lending rate exerts a positive and significant impact on bank lending in Nigeria. Monetary policy rate Granger-caused liquidity ratio but not vice versa. Similarly, liquidity ratio Granger-caused loan to deposit ratio but not vice versa. Furthermore, there is a unidirectional causality flow from monetary policy rate to the inflation rate. inflation rate and lending rate Granger-cause each other. This study, therefore, posits that monetary policy is a significant predictor of bank lending in Nigeria such that the tighter the policy, the lower the lending ability of deposit money banks and vice versa, the cheaper the monetary policy, the higher the lending ability of deposit money banks in Nigeria. 2022-01-01T00:00:00Z http://www.digital.lib.esn.ac.lk//handle/1234/16148 Does Economic Freedom Matter for Growth? (Empirical evidence from Sri Lanka) Naseem, Sana; Mohamed Aslam, Ahamed Lebbe This study aims to examine whether economic freedom matter for economic growth in Sri Lanka using the annual time series data over the period 1996-2020. Exploratory data analysis and inferential data analysis techniques were employed as the analytical tools. The exploratory data analysis indicates a positive relationship between economic freedom and economic growth, the unit root tests confirm that the variables are I(1), the ARDL Bounds cointegration test finds a long run relationship between the variables, the long-run estimated coefficient of variables used in this study point out that the key variable of economic freedom is statistically significant and positively different from zero, the estimated coefficient of error correction term implies that the response variable of economic growth moves towards the long-run equilibrium, the Granger causality test shows a one-way causality running from economic freedom to economic growth. The impulse response function analysis indicates that a positive shock to economic freedom has an immediate significant positive impact on economic growth. 2022-01-01T00:00:00Z http://www.digital.lib.esn.ac.lk//handle/1234/16147 Factors Influencing Customer Satisfaction of Online Banking With Special Reference to Jaffna District Umakanth, NC.; Waidyalankara, R.W.R.N.S.B. The world is changing quickly; expansions in information technology have a massive impact on the banking industry, frequently generating additional convenient payment methods and user-friendly banking services. The environment has already understood the importance of innovation. Earlier, furthermost banking businesses were carried out through face to-face banking methods and as an outcome of operating manual banking transactions, customers and banks had to face various difficulties. Online Banking is a popular system that banks can use as a substitute. The main objective of this study is to identify the Factors Influencing Customer Satisfaction with Online Banking with Special Reference to the Jaffna district. The researcher selected state-owned and private sector banks in the Jaffna district for the study, and the data was collected through online questionnaires. Hundred and fifty (150) customers using online banking facilities in some banks were identified for the study. The Factor analysis and Multiple Regression were used to analyze the collected data. Under previous studies, the researcher selected eleven factors that influence customer satisfaction with the use of Online Banking, namely security and privacy; availability; ease of use; user-friendliness; website features; Trust; social influence and Responsiveness; relative advantages; service quality; Compatibility; and customer support services. After conducting an Exploratory Factor analysis, those eleven factors were reduced to two elements: availability and website features. The study's findings identified Relative Advantages and Compatibility significantly influence Customer Satisfaction Online. The banking industry can use the recommendations provided in the survey to improve the usage of Online Banking in the study area 2022-01-01T00:00:00Z http://www.digital.lib.esn.ac.lk//handle/1234/16146 Towards managing human-elephant conflicts in Sri Lanka: comparing tourists’ willingness to pay and farmers’ willingness to accept Suresh, Kanesh This paper assesses tourists’ preferences for elephant conservation and the farmers preferences for compensation for the crop damage caused by wild elephants using dichotomous double bounded contingent valuation method. This study employs 218 international tourists to seek to estimate maximum willingness to pay for nature conservation. Besides, 439 farmers interviewed to seek their minimum will compensation for their crop damaged caused by wild elephants and coexistence with wildlife. We find that tourists would be willing to pay more on elephant conservation and farmers prefer compensation for their crop damage from tourism receipts. This study enlightened the coexistence and wildlife stewardship feasible from mutual agreed upon conservation via tourism receipts and willingness to accept compensation for the tolerance and coexistence with wildlife to achieve long-term conservation goal. 2022-01-01T00:00:00Z